New soundcard!

I currently have a EMU 0404 soundcard which has been great. After investigation it appears to be on it’s last legs. I was thinking of getting the 0204 external card, I like the idea of ease to set up and monitor through headphones. My concern is latency! Would this be a problem? If so am I best just replacing the 0404?

Any comment much appreciated.


Anybody have any suggestions, if I should go external??