After update to 14.0.20 I'm still having the issue of saving or recalling Insert presets

Sometimes it works, sometimes it doesn’t? No pattern discernible?
Gee, that is a tough nut to crack.

If I were in your shoes I’d have a look if things get better when using the factory preferences:

Cubase 13_64 refers to Cubase 13, so please look for Cubase 14_64.